I came to Excelling forum in a financial mess.  I had gotten myself into serious credit card debt and worry about my debt was preventing me from moving forward in my new business; they provided a simple income and expenditure form for me to fill in then, using this, they helped me to take a realistic view of my financial situation.

Contacting my creditors became a simple process using a letter template. Excelling project understanding and non-judgemental manner helped me to stop hiding from my financial problems and deal with them in a realistic way.